Why Teens are Active Shoppers

September 22, 2011 by Leave a Comment
NEW YORK - MAY 20: In this photo illustration...

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It’s no secret that most teenagers like to shop. Ultimately, staying on top of the latest trends is a big part of being a teenager. During the teenage years, young men and women begin to discover who they are as a person, what their personal style is and what they like. Because of this, they are constantly trying new things to decide what they like best.

Prepaid Cards

Many teenagers get a job to pay for the things they want. It is important for parents, however, to teach your teen proper budgeting and money-saving techniques. To make sure your teen doesn’t overspend, try Visa Prepaid Credit Cards.

These cards allow the teen to load the money they have to spend and spend only that much. This allows them to be financially responsible for their purchases, but keeps them out of debt. This is especially true of older teens who may have a credit card already beginning to build bebt. Prepaid credit cards keep them out of debt at a young age. Many teenagers fall into a path of overspending without realizing their responsibility to repay their debts.

Whether the newest phone, jeans or net book, teens like to shop. By teaching them valuable life lessons about spending, you may be able to protect your teenager from a life of debt. Prepaid credit cards are a great tool to teach your kids the value of their money and how to stay out of financial trouble.

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Trendy Teen Fashion Styles for Fall 2011

August 18, 2011 by Leave a Comment

Diversity and mixing styles are the keywords for this year’s fall trends. New York designers for the runway shows chose to honor past fashion by highlighting great looks from the 40s, 60s, 70s, and 80s.

The clothes are stunning, and yet can be taken from the runway and worn in class the next day. What a great combination! Here are a few highlights from this year’s runways.

  • Looks from the 40s such as extremely feminine tea-length dresses, circle skirts, and retro accessories made a splash.
  • Looks from the 60s for groovie juvies are mid-thigh A-line frocks with knee high socks. Top the look off with a wide hip slung belt and pixie hair cut.
  • Looks from the 70s went for a palette of color and an emphasis on mix and match separates. Hemlines were mid calf to knee length. Layering, mixing, and matching separates will put you in line with the year’s fashion sense. You are free to mix styles and create the most playful look you can think of.
  • Looks from the 80s went for the intense bright colors of pink, orange, and yellow with black. The clothes state you are a rebel with many causes, who will create many statements that will not soon be forgotten. This look pays tribute to the punk style, but the caustic edge has been tamed by a creative push to prettiness and feminity.

Internet sites such as http://www.offers.com can help in your search for fashion. You can now honor the fashion past with your fashion future by creating an individual look all your own.

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Filed Under: Milestones, Personal Development Tagged With: , ,

Tips to Consider Before Getting Your First Credit Card

July 18, 2011 by Leave a Comment

There’s a lot of information out there about credit cards, how to use them and the long-term effects of mismanaging your credit. And while it may seem like credit cards are a confusing world of temporary promotions followed by mounting interest rates and impossible-to-pay-off balances, there are some advantages to having credit cards.

Many credit card companies have begun offering credit cards geared to students. These cards have low limits, no introductory fee and low annual percentage rates for a select time, so you get the perks of the card, plus you are building your credit history. These cards are very appealing because the immediate terms are great, particularly if you can pay off your balance in full on a monthly basis or within the confines of the time limit advertised in the promotional offer.

But this is often not the case with credit cards, so if you’re a teen considering your first credit card, here are a few things to consider:

How will you use this credit card? Most people apply for a credit card under the notion that they will use the card for emergency situations such as paying for an unexpected car repair; however, this plan is rarely followed as the temptation to use the credit card on unnecessary expenses often prevails.

How you will make payments on the card? If you are relying on an allowance or you have a job, make sure your income is more than what is owed on your credit card.

 

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Filed Under: Financial Means, Personal Development, Teen Lifestyle Tagged With: , ,

Roommate Etiquette in the Dorms

July 16, 2011 by Leave a Comment

 

 

 

 

So, you’ve been accepted to college and you’re starting to think about all the exciting things that await you in your college years. Somehow, dorm life may not be ranking at the top of your list, but for most students who are going away to school, living in the dorms is a fact of college life, and at most schools, one that’s mandatory for freshman year.

 

 

 

If you’re not accustomed to sharing a room with someone, this will likely be the biggest hurdle to overcome in dorm life. If you have shared a room with a sibling or other family member, sharing space shouldn’t be too big of a deal.

If you already have a roommate in mind for the upcoming college year, a friend or family member who is attending the same school, then who you share a roommate with won’t be a mystery.

For those who are leaving it up to the school’s choosing, just remember to be open-minded and respectful of your roomie’s space. Make sure to practice some dorm room etiquette. And remember, this is an opportunity to make a new friend. Some roommates have made lifelong bonds as a result of their freshman dorm room experience, while others have quickly gone their separate ways.

Keep in mind that both of you are undergoing new experiences and learning to adjust to a new lifestyle. Try and work together when it comes to coordinating sleep schedules, study time and when to have guests over.

 

 

 

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Filed Under: Financial Means, Teen Lifestyle Tagged With: , ,

Tips for Prepping for the SAT

July 14, 2011 by Leave a Comment

While taking the SAT or ACT may not be up there with the high points of your high school career, let’s face it, in order for you to get into your college of choice, you’re going to have to take at least one of these standardized tests. And, while there are retake opportunities if you are displeased with your score, it’s better to properly prepare yourself for the exam the first time so you can spare yourself of a repeat performance.

The following are a few tips on how to prepare for either or both tests:

Many students have relied on study guides  and there are many guides out there that can help you for the tests. It’s best to select a few different study guides, as all of them tend to focus more on a particular subject, or find out from friends or product reviews as to which guide has a more balanced approach to covering all of the topics covered on the test.

Take the PSAT or PACT or take the practice tests offered online or with your study guides.

Having a study partner can help with memorization, so buddy up with a family member or friend and test your knowledge with flash cards.

Make it fun. Create a mock quiz show in which you are the contestant and your friend is the host. If he or she is also taking the test, switch roles and quiz each other on the test questions.

 

 

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Filed Under: Milestones, Personal Development, Teenage Consumers Tagged With: , ,

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April 2, 2010 by 1 Comment

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